Starting in 1996 with the advent of Amazon, the entire world’s shopping shift is towards online. We have slowly started shopping from our laptops, phones and even smartwatches. This massive shift from conventional selling and buying to online e-commerce platforms slowly created a massive requirement for secure online payment processing solutions. As the volume of digital payment processing increases every year, new technology to process online payments has emerged. No e-commerce is possible without an online payment gateway solution. Online payment gateways process transactions and make it possible to transfer buyers’ money to the seller’s accounts securely. With its vast population of youth and literate buyers, India has only 30% of internet penetration. Those smartphones and laptops are easily accessible to the urban and semi-urban population, but a massive percentage of the Indian population is yet to receive internet in their homes. As the potential for online buying and selling increases, payment gateway solution providers are also regularly introduced in the Indian market. Keeping the volumes of digital payment processing in India in retrospect, the Reserve Bank of India introduced some new regulations in 2019. Among all the regulations, the most important is that any company wanting to venture into digital payment processing must have a minimum of 15 Cr. net worth when starting and 25 Cr. net worth by the end of March 2023. We started developing our payment gateway solution platform – is a domestic payment gateway and merchant account aggregating business Based out of Mumbai; this is the pilot fintech project of Golden Legand. IOP was developed per PCI DSS compliance and launched softly in Mar 2020. However, due to the pandemic and was recently launched in June 2023. IOP offers a multilingual, multi-currency multi-tenanted payment processing solution for the first time, bridging domestic merchants with domestic & international customers seamlessly across India & Globe. is fully equipped with the latest technology and security compliances (256-bit SSL, PCI-DSS v3.2.1, ISO27001:2013); multi-lingual and multi-currency to reach the masses with ease and helps domestic merchants to reach out not just to domestic but also to international customers; multi-tenanted, and provides in-depth analytical tools with the best technology This platform has been designed with the best UI and UX, which will accept all forms of payments and can be integrated into all online channels – Websites, Social Media platforms, and Apps.